Legal Disclaimers

This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

Please contact our office at (877) 752-2742 to discuss specific coverage details and your insurance needs. In order to protect your privacy, please do not send us your confidential personal information by unprotected email. Instead, discuss that personal information with us by phone.

Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.

Information provided on this website does not constitute professional advice. If you have legal, tax or financial planning questions, you need to contact a qualified professional.

Articles on this site are intended only for educational or illustrative purposes and should not be construed to communicate legal or professional advice. You should consult legal or other professionals with respect to any specific questions you may have. Furthermore, the statements and/or opinions contained are those only of the author and do not constitute and should not be construed to constitute any statement, opinion, or position of any entity or individual.

The product descriptions, examples and samples presented at this site are intended for information purposes only, and not intended to be complete descriptions of all terms for the actual policies which may differ by state.

This site is intended for information purposes only. A visit to this site, an email to an agent, or completion of the feedback form to us does not constitute a contract, obligation, or any other legal binding agreement between Asset Protection Insurance Associates and anyone using the site. Accordingly, no coverages will be bound by interaction with our site or feedback submission.

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