Flood Insurance

Protect Your Home from the Unexpected with APIA Flood Insurance.

No Waiting Period
No Government Red Tape
Easy Claim Submission

Primary Flood:

  • Residential 250k / 100k contents – NFIP max limits
  • Commercial 500k buildings / 500k contents
  • Covers: property, business interruption, loss of rents

Excess Flood:

  • For homes that would cost more than 250k to repair
  • 1 million max risk limit building
  • Contents limit max limit 25% of building value
  • BI limit max limit 25% of building value
  • Coverage: including but not limited to commercial and or residential buildings, contents, improvement and betterments, business interruption/ loss of income and additional living expenses

Combination Primary & Excess:

  • Both Primary and Excess flood policies
  • Benefit of dealing with one company for both policies

Program Features

Flood Insurance for property investors, icon of flooded house
Primary flood 250,000 on residential and 500,000 commercial
Investor Flood Insurance. Icon
Excess flood 1 million max risk limit
Coverage includes buildings, contents and business interuption
Property Investor Insurance House Icon
Excess and surplus lines carriers with A.M. best rating of A (excellent) or better
Experienced underwriters to assist in customizing policy to meet your insurance needs
APIA Real Estate Investor Insurance Reviews

FACT: 1 in 5 flood insurance claims comes from someone in a low or medium-risk area

APIA Insurance Rating Factors