Flood Insurance

Protect Your Home from the Unexpected with APIA Flood Insurance.

No Waiting Period
No Government Red Tape
Easy Claim Submission

Primary Flood:

  • Residential 250k / 100k contents – NFIP max limits
  • Commercial 500k buildings / 500k contents
  • Covers: property, business interruption, loss of rents

Excess Flood:

  • For homes that would cost more than 250k to repair
  • 1 million max risk limit building
  • Contents limit max limit 25% of building value
  • BI limit max limit 25% of building value
  • Coverage: including but not limited to commercial and or residential buildings, contents, improvement and betterments, business interruption/ loss of income and additional living expenses

Combination Primary & Excess:

  • Both Primary and Excess flood policies
  • Benefit of dealing with one company for both policies

Program Features

Primary flood 250,000 on residential and 500,000 commercial
Excess flood 1 million max risk limit
Coverage includes buildings, contents and business interuption
Excess and surplus lines carriers with A.M. best rating of A (excellent) or better
Experienced underwriters to assist in customizing policy to meet your insurance needs
APIA Real Estate Investor Insurance Reviews

FACT: 1 in 5 flood insurance claims comes from someone in a low or medium-risk area

APIA Insurance Rating Factors