One of the recurring comments I hear from potential clients when discussing their insurance coverage for vacant properties is, "The agent didn't ask if it was vacant" or even more concerning, the agent told me "Vacancy is not a problem."

When you’ve left one of your investment properties unoccupied, it’s imperative that you ensure the property has sufficient insurance coverage by purchasing Unoccupied Home Insurance. [...]

Homeowners are accustomed to purchasing household insurance, including flood coverage, so that their residence is secure in the event of an emergency. However, it’s critical [...]